# PayPal, read as earnings rather than as a second bank

URL: https://www.orla.finance/en/paypal
Markdown twin of that page. Append `.md` to any Orla page URL to get one.

Sales, refunds and payouts to your bank become ledger lines. What you spend from the same PayPal is left alone.

Your own REST app credentials, with Transaction Search switched on.

#### A REST app in your own PayPal, and one checkbox

No review queue and no waiting: the checkbox is a setting, not an application.

- What to create: In developer.paypal.com, a REST app on your normal Live account. You paste its client id and secret.
- The one setting: Easy to miss: Transaction Search has to be enabled on that app. It is a checkbox on the app itself, not a review and not a support ticket.
- Checked before it is saved: Tried against PayPal first, so a wrong pair never reaches the database.
- Where they live: Encrypted at rest once accepted, and never returned by our API again.

#### An earnings mirror, not a full PayPal ledger

Reading it as both a till and a wallet would double count your spending.

- Counted: money in as daily sales, refunds against their day, transfers to your bank as payouts.
- Ignored on purpose: your spending, conversions and holds belong to the card or bank they touch.
- PayPal serves history in windows of at most a month, so the first backfill walks month-sized steps rather than asking for a year and being refused.
- What PayPal still holds becomes an account, so a payout moves between two accounts you own.

Platforms connect on the paid plans; the free plan keeps the book.