# Close the month into files, and check who you pay

URL: https://www.orla.finance/en/product/month
Markdown twin of that page. Append `.md` to any Orla page URL to get one.

Reports on the same figures the screens show, the month handed over as files, and the tax year ready.

#### Reports

What do the numbers say, in the shape I asked for?

- A report is described in words and saved as a question, and it runs again each time it is opened.
- Built in: P&L as a tree, a cash forecast in two lines, the month in figures across fourteen blocks, and what moving money costs you.
- The month in figures answers about the month in the header's chip: the savings rate, the net worth trend, who spent, spending by category and by day, what moved most, fees, invoices ageing, money in transit, what each machine spent and the top payees, with PDF report and Share month card in its header.
- Ask how dependent you are on one client: the largest client's share over twelve months, how many clients make up 80%, and what a month loses if the largest leaves, counted on what arrived, not on what was invoiced.
- Published by link as a frozen snapshot that expires; the team's thread stays inside.
- Every figure opens into the rows behind it.

For: Founder, Finance lead, Accountant.

#### For the accountant

Can the month go out as files rather than access?

- A zip archive, a journal CSV, and each account's feed in the shape QuickBooks Online and Xero import.
- A closing checklist of eight checks with a counter over them, Ready to close · 5 of 8, and a door into each list. Three things block the close: a row without a category, a category or an account without a code, a payment of the month still waiting for a quorum. Receipts, rates, unpaid bills and invoices, statements and earlier months go into the record.
- Review, Close, Reopen with a reason; what changed after the export is visible, and the assistant answers do I have to send the package again with how many rows were added, edited and removed since the handover.
- A closed month is read-only at every door and says so: August 2026 is closed. Reopen it on the accountant page before changing anything dated in it. Only an owner or an admin reopens a month; the assistant can never reopen one. The archive says who sorted what.
- Ask for receipts on the receipts line of the checklist sends that month's rows without paper to the people who paid, fifty at most per send.
- A statement filed in Documents is read into its account, period and closing balance, and the checklist then checks the book against it.

For: Accountant, Finance lead, Founder.

#### Tax and VAT

Is the year ready, and what goes into the return?

- The year in four steps: what is not ready, does it reconcile, the return itself, and the seal on it.
- Cost basis FIFO, LIFO or HIFO with the date and cost of acquisition; realised crypto gains.
- VAT returns period by period, output tax from invoices and input tax from expense rows, reverse charge handled; a rate or an exchange rate is never guessed.
- A sealed year reports its own drift; the book is checked against the chain.
- Ask how much VAT the open period will owe: what has accrued so far, and where the period's own pace leads by the day it closes. The day named is the day the period closes, never a filing deadline, and under two weeks of a period there is no estimate at all. Setting the money aside is a goal card on the tax account; nothing here moves money.

For: Accountant, Finance lead, Treasury.

#### AML screening

Is this address safe to pay?

- Screen an address before you pay it or the one that just paid you; keep addresses under watch; unscreened inbound money queues up, screened by hand or hourly.
- Every screening is one credit from a monthly grant that carries over up to three months, and a verdict under a week old is reused in the space for free.
- The record stays: who screened what, when, and the verdict, exportable as a journal.
- The same credit pays for a counterparty check by name on a contact's card: sanctions, politically exposed persons, criminal lists and adverse media, and a company confirmed in its registry. A verdict under thirty days old answers again for free.

For: Treasury, Finance lead, Founder.

#### Anti-fraud monitoring

Is anyone we pay playing games with our payouts?

- TRON and Ethereum payouts watched for the patterns fraud leaves: kickbacks, ghost employees, split payments, brand-new wallets, and links to wallets that scams are already known to use.
- Nothing to set up: your wallets and the contacts with crypto addresses are watched, and the role of each counterparty decides which patterns apply to them.
- A finding names who, how much and why it fired; mark it handled or normal, or open the evidence as a PDF case with a public link for 30 days.

For: Treasury, Finance lead, Founder.