# Splitwise alternatives, and when you do not need one

URL: https://www.orla.finance/en/splitwise-alternatives
Markdown twin of that page. Append `.md` to any Orla page URL to get one.

Two options below are the same app without ads; the third is a different idea.

Read off each product's own pages on 13 September 2026.

#### Three options, and one of them is probably enough for you

- tricount (Owned by bunq): What it is: The closest like-for-like: a shared list, a link to invite, everyone adds their own; Price: Free; The catch: It is a scoreboard, not a budget. Owned by a bank, if that matters to you
- Settle Up (Independent): What it is: The same job, with the settling worked out into as few payments as possible; Price: Free; The catch: Smaller, plainer, and the same limit: shared expenses and nothing else
- Orla (This site): What it is: The split inside a ledger, so settling up is a payment against a budget; Price: Free, then $25 or $69 a month; The catch: Everyone must sign up, a lot for a weekend

#### A one week trip does not need a migration

Its real advantage is that the other five people already have it.

- Everyone installed, one message, done. Moving a group is the expensive part, not the app.
- If the ads are the problem, their paid tier removes them, and the free options above do too.
- Nobody in the group has to connect a bank to any of the first two, and they should not have to.

#### The shared flat, month after month, year after year

A scoreboard works until the sharing is permanent.

- The rent, the bills and your own groceries live in one budget, and your share of each is already counted.
- Settling up is recorded as a real payment against the right category, so the month closes properly.
- An expense arrives from a connected account instead of being typed in twice, once in your budget and once in the scoreboard.
- The same book holds the salary the rent comes out of.

If tricount or Settle Up is enough for you, take it. Being told the truth is worth more than being sold to.