# Orla vs Copilot Money

URL: https://www.orla.finance/en/vs-copilot
Markdown twin of that page. Append `.md` to any Orla page URL to get one.

Copilot is the best looking way to watch American dollars. Orla is a book for several currencies and chains, wherever you live.

Checked on 13 September 2026 against Copilot's own pricing page and help centre.

#### What each one is, and where it stops

- What it is (In one sentence): Orla: One book for banks, exchanges and wallets, tax included; Copilot Money: A spending and net worth tracker, unusually well made, for money in American banks
- Price (Their pricing section, this month): Orla: Free forever, no card; Starter $25 or Pro $69 a month; Copilot Money: $95 a year, shown as $7.92 a month; a test drive before you connect anything, then a one month trial
- Where it works (Who can sign up): Orla: Open banking in Europe, the UK and the US; Copilot Money: “We only support US financial institutions and as such are only available in the US App Store”
- Currencies (Earn in one, spend in another): Orla: Each account in its own currency, totalled in one you pick; Copilot Money: “Copilot only supports USD and does not convert foreign currency transactions”, in their own help centre
- Crypto (Exchanges and wallets): Orla: Trades, transfers and stablecoin income arrive as transactions, with a cost basis kept through swaps; Copilot Money: Six exchanges on Apple devices and four on the web; wallet tracking for Bitcoin and Ethereum addresses only
- Getting paid (Invoices and pay links): Orla: Invoices, pay links, reminders, cards; Copilot Money: None; it is not what Copilot is for
- Devices (Where they win): Orla: An iPhone app is built and close to the store. Until it lands, Orla installs from the browser on iPhone and Android; Copilot Money: iPhone, iPad, Mac and web; a Design Awards finalist

#### When Copilot is the right choice

A comparison you can trust has to be able to say this.

- Your money is American, counted in dollars, and your devices are Apple.
- You want the best made of the four, and a design award is not nothing when you open an app daily.
- You want to look around before connecting a bank, and their test drive does exactly that.

#### Money that is not in dollars, or not in a bank

If any of these is your money, the comparison decides itself.

- A salary in euros, rent in zlotys and savings in dollars, each held in its own currency and totalled in yours.
- Coins that move: a sale on an exchange, a stablecoin invoice, a transfer between your own wallets, each a line in the budget.
- A bank anywhere outside the United States.

Connections are read only either way, and leaving takes your data with you.