# Orla vs Tipalti: neither counts users, and only one fits a company of three URL: https://www.orla.finance/en/vs-tipalti Markdown twin of that page. Append `.md` to any Orla page URL to get one. Tipalti's payables plans start at $99 a month with unlimited users, then add transaction pricing, modules and an implementation. Orla does not count seats either, and its whole price is on one page. Tipalti's prices below were read on its own pricing page on 26 September 2026. #### What each one is, and what the price is made of - What it is (In one sentence): Orla: The finance back office that runs itself: bills, payouts, cards, invoices, and the month for your accountant, up to pre-accounting; Tipalti: Accounts payable automation and mass payouts for finance teams, with ERP integrations - Starting price (Their pricing page, this month): Orla: Free forever; Solo $25, Pro $69, Scale $199, Enterprise $499 a month, bought on the site without a call; Tipalti: Accounts Payable from $99 a month, Mass Payments from $249 a month; a custom quote through sales - What comes on top (Beyond the plan): Orla: Packs with their prices on the pricing page. Orla's own fee on a crypto swap and a card top-up, each named on the screen before you confirm, and on what an AI agent's wallet spends on its own; Tipalti: Transaction pricing per invoice and payment, modules for procurement, expenses and treasury, and professional services for complex setups - Users (Who is counted): Orla: Seats per business space by plan; an accountant's seat never counts; Tipalti: Unlimited users on both plans - Entities (Companies in one account): Orla: One business space per plan up to Scale, five on Enterprise, more as a pack; Tipalti: Multi-entity support built in - Where money leaves from (Rails and reach): Orla: Your own bank as a payout rail (Revolut Business, Airwallex, Slash, Mercury), PayPal Payouts, and your own wallets on EVM, TRON and Solana; Tipalti: Tipalti's own rails to 200+ countries and territories, with multiple currency accounts - Suppliers (Their side): Orla: Bills by email to the space's own address, from a connected Gmail on the paid plans, or by hand; payees live in your address book; no supplier portal; Tipalti: A self-service supplier portal, W-9 and W-8 collection, and tax ID validation - Accounting (The handoff): Orla: A journal CSV for Xero and QuickBooks from Pro, $69 for the company; no sync; Tipalti: NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics and SAP - Crypto (Exchanges and wallets): Orla: First class: six exchanges by read-only key, BTC, EVM, TRON and Solana wallets, a cost basis kept through swaps, and payouts sent in stablecoins; Tipalti: Not on the pricing page - Free plan (Before paying anything): Orla: Yes, with no card and no clock; Tipalti: “Tipalti does not offer a free tier”, in its own pricing questions #### What the price is made of A starting price and a whole price are different numbers. - On Tipalti: $99 is where the bill starts. Transaction pricing per invoice and payment, the modules you add and professional services for a complex setup are quoted by sales, not printed. - On Orla: The plan price is the bill. Packs carry their prices next to the plans, and Orla takes nothing on a payout or a bill. Orla's own fee sits in three places: a crypto swap and a card top-up, each named on the screen before you confirm, and what an AI agent's wallet spends on its own. #### Where Tipalti is stronger A comparison you can trust has to be able to say this. - Reach on its own rails: 200+ countries and territories, with currency accounts and FX handled in the product. Orla pays from your connected bank or wallet. - The supplier side: a self-service portal in 27 languages, W-9 and W-8 collection, and tax ID validation across 62 countries. On Orla a person keeps the contact card. - Multi-entity accounting and the big ERPs: NetSuite, Sage Intacct, Microsoft Dynamics and SAP. Orla keeps one company per business space and hands the accountant a file. - Mass Payments as a product of its own, and the Tipalti Card for paying bills with cash back. If you have a finance team, an ERP and thousands of payees in a hundred countries, Tipalti is the right size of tool, and its price is the cost of that reach. #### Priced for a company of three If any of this is your company, the comparison decides itself. - The whole price on one page: plans and packs with their prices, and no call to learn what next month costs. - A company of one: a sole trader, a three-person studio, an agency with a dozen contractors, on a free plan with no card and no clock. - Both rails in one book: a contractor paid in USDC, an exchange balance and a Safe, priced at the minute they moved and handed to the accountant with the bank. - Bills that read themselves without trusting the email: the amount and due date come off the file, where to pay comes from the contact card. - A rule and a batch of up to 200 rows on every plan, the batch checked on its total. #### Who should pick which Two cases, and why there is no third. - Pick Tipalti if: you have a finance team, an ERP, several entities and thousands of payees across a hundred countries, and you want the platform to carry the payments on its own rails with a portal for the suppliers. - Pick Orla if: the company is one to twenty people, nobody is a finance person, you want to know the price before the month starts, and part of the money moves in stablecoins or sits on exchanges. There is no both case worth building: the two tools do the same job at different sizes of company. The free plan has no clock on it, connections are read only, and when you leave, your books leave with you.