How the money autopilot works
you sign the mandate, the code moves the money
A money autopilot pays, collects and moves a company's money by itself, inside a mandate a person signed. Orla checks every payment against that mandate in code, pays what fits, and asks a person about the rest.
The flow
Six stations
every payment passes them in order
Owed, then Plan, then Check, then Rail, then Back, then Books.
- Systems: Mail · bills
- Systems: HR · pay dates
- Systems: ERP · invoices, bills
- Systems: CRM · customers, deals
- Agents: Your agent · buys in its limit
- People: Client · invoice in chat
- People: Card holder · still needed?
- Agents: Treasurer · explains the plan
- People: Owner · new bank details
- People: Budget owner · past the budget
- People: You · one queue
- Rails: Agent card or wallet · its limit
- Rails: Main bank · by itself
- Rails: FX account · by itself
- Rails: Other banks · your press
- Rails: Stablecoin · your press
- Rails: Ramp · bank and stablecoin
- Agents: Collections · letter, call
- Systems: Bank and wallet feeds · matched
- Systems: Accounting system · files
- Oversight: Supervisor · stops on an anomaly
- Oversight: Owner · pause, let a kind go
- 01 OwedEverything owed becomes one dated line
- 02 PlanThe day, the account and the rail
- 03 CheckOne check against the mandate, in code
- 04 RailBy itself, or waiting for your press
- 05 BackWhat came back teaches the next plan
- 06 BooksFiled, matched and closed by month
Above the line, a supervisor that can only narrow. One pause stops everything.
Already in
What each station does today
before anything goes by itself
- 01 Owed
Bills from forwarded mail or a Gmail inbox, contracts with their last day to cancel, subscriptions found in your history, expense claims.
- 02 Plan
A calendar of every dated payment, and the day the balance would dip below zero.
- 03 Check
New bank details wait for a second person. A payee's day counts every door, so one payment cannot be split. The bank checks the payee's name, and a blacklisted address keeps Send off.
- 04 Rail
Approve from Telegram, Slack or the iPhone. Money actions ask who you are again, at most every fifteen minutes.
- 05 Back
A bank statement never books a paid payment twice. A payout waits while its provider is down, and the payee can get a confirmation PDF.
- 06 Books
The month closes on a checklist and leaves as a journal for Xero or QuickBooks.
The mandate
One page your company signs once
and the autopilot never steps outside it
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- Positions
- Change the person, the budget stays.
- Budgets
- Past one, whoever issued it signs.
- Signing rules
- Above every mandate, always.
- Policies
- One on every payee, invoice and document.
A new payee, changed bank details and an anomaly always go to a person.
Autonomy
Nothing acts alone on day one
every kind of action runs a pilot first
At your button
Orla prepares, you press.
Pilot
30 days, 20 decisions, 95% as they came.
By itself
You let it go. Two mistakes send it back.
Questions
About the autopilot
the short answers
Is an AI deciding where my money goes?
No. Code checks every payment against the mandate a person signed. The model reads bills and contracts and explains each decision in words. It never makes one.
Who signs a payment over the budget?
Whoever issued that position, with one signature. If your signing rules ask for more at that amount, the rules win.
What happens when someone is away or leaves?
A deputy acts for the position inside its limits until a set date, and the log says for whom. When a person leaves, the position stops spending and its signatures go one level up.
Can I keep everything at the button?
Yes. A kind of action pays by itself only after its pilot and only when you let it. Stay at the button as long as you like.
What if it pays the wrong thing?
Mark the row as a mistake. If the money has not left, the payment is cancelled. If it has, Orla drafts the request to the payee, and two mistakes in 30 days send that kind back to your button.
In the cabinet
- Every section
The finance back office, section by section
Read next
- The mandate
One page that says what the autopilot may pay
- Autonomy and the pilot
Nothing acts alone on day one
- Your bank stays
And the autopilot knows how far it reaches
- What's live
And what is still on its way
Write your first mandate
on a thirty minute call
We draft it with you on your own books, then you choose the plan.