Orla vs Bill.com
a mandate, not a rule per vendor
Both can pay a bill without anyone pressing. Bill.com does it vendor by vendor, up to a maximum per bill, on its own rails. Orla pays inside one mandate you sign, from the accounts you already have, with brakes above it.
Bill.com's pricing and help read on 7 October 2026.
The one difference
A rule for each vendor
or one mandate for the job
A bill the approval workflow has not cleared does not run.
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- A job, not a vendor
- A budget covers every payee of the work it pays for. A new supplier in it still waits for a person once.
- Your accounts, not a debit
- Orla pays straight from your own bank, PayPal or the account inside Orla. Bill.com debits your bank, then pays the vendor itself by ACH, a mailed check, a virtual card or a wire.
- Brakes above the rule
- Changed bank details, an amount four times the usual and loosening a limit all stop for a person, whatever the mandate says.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Side by side
What each one is
including the rows where Bill.com wins
The price
At your seat count
before a single payment fee
a month, before any payment fee
Bill.com counts every user; Corporate gives approvers who only approve a discount. Orla counts the people who work in it, and someone who only signs past a budget does it from chat or mail without a seat.
Add the fee for your month on PricingFair is fair
Where Bill.com is stronger
and when to pick it
- Its own rails: a mailed check, ACH at $0.59, a free virtual card and a free FX wire. Orla has no rails of its own and reaches what your accounts reach.
- A live two-way sync with QuickBooks and Xero from Team. Orla hands the accountant a closed month as files.
- 1099s filed with the IRS for you, and credit lines on the spend card. Orla files no tax forms and lends nothing.
- Agents that collect W-9s and code invoices line by line, on a network of vendors already on Bill.com.
- Pick Bill.com if
- your vendors are in the US, you pay by check and ACH, and your accountant works inside QuickBooks or NetSuite.
- Pick Orla if
- you want the routine paid from the accounts you already have, inside one page you sign, and the price not to move with the headcount.
- Use both if
- Bill.com already pays your US vendors: Orla reads the bank and keeps the rest of the money in the same books.
Questions
Orla and Bill.com
the short answers
Does Bill.com pay bills by itself too?
Yes, with Auto-Pay: you turn it on for a vendor and set a maximum per bill, and it pays a set number of business days before the due date once the bill is approved. Orla's mandate covers a whole job instead of one vendor, and pays from your own accounts.
Is Orla cheaper than Bill.com?
On seats, nearly always: Bill.com Team is $65 a user, Orla Pro is $69 for five people. On each payment it can go the other way: Bill.com's ACH is $0.59, Orla takes 0.25% of what the autopilot moves, at most $25. A payment a person signs costs nothing.
Can I keep Bill.com and add Orla?
Yes. Orla reads the bank Bill.com debits, and the Bill.com payments arrive as rows in the same books as the rest of the money.
What does Orla never pay without a person?
A new payee, bank details that changed since the last payment, and anything past a budget or a limit. Those stop for a person whatever the mandate says.
Bring one of your vendors
and we write the mandate around it
On a thirty minute call we draft your first mandate and show which of your accounts would pay by itself.