Invoices in four currencies,
one book for the accountant
Ines Marchetti designs products for three clients in three countries and gets paid four ways.
- Studio BrandtBerlin€2,100.00Paid
- Halcyon LabsNew York$5,500.00Sent
- Wren & CoLondon · 6 days late£3,315.00Overdue
- Kite ProtocolPay link · August2,000 USDCPaid
- Output tax
- €2,310
- Input tax
- €410
- Reverse charge
- 1 invoice
A designer's home board: the week's arrivals, cash in euro with the USDC beside it, and the two invoices open.
Invoices in four currencies, paid any way
A client pays how it wants: card through your own Stripe, bank transfer, or USDC to your wallet.
Invoices and quotes in depth →One client pays in euro, one in dollars, one in pounds, and the newest wants to pay in USDC. Which rate does the book use?
LinkForAmountState
pay/k3f9350 EURPaid by card
pay/a81c600 EUROpen · 6 days
pay/c02e800 USDCOpen · 5 days
pay/d71b1,200 EURLapsed
A request by link: the amount, what it is for, and the rails the payer may use to settle it with you.
A permanent payment address for the space, and a page under your own name where a client can pay.
One total, every rail
€23,1804 accounts · updated 09:12The euro bank, the card, Stripe and the USDC wallet add up to a single total.
VAT, expenses and the files your accountant opens
VAT per quarter from the invoices you sent, expenses with their receipts.
Reports and tax in depth →The accountant asks for the same folder every quarter: every invoice, every receipt, the bank feed, the VAT figure. One press or an afternoon?
LineRateTaxSide
Design, Lumen Studio1,056 EUR
Coworking · Milan70 EUR
Rail · client visit9 EUR
VAT returns period by period, output tax from invoices and input tax from expense rows, reverse charge handled; a rate or an exchange rate is never guessed, only ever read.
Rows without a category queue up by merchant, each with a suggestion drawn from your own history, so the same supplier is filed the same way each time it appears.
Subscriptions
•••• 8152
FrozenOrlaVirtual
4512 •••• •••• 3306
Tools and travelInes MarchettiExpires09/29
A virtual card on a prepaid balance you top up in USDT or USDC.
The assistant
Ask it who has not paid,
and press once
One person, many clients: the composer keeps the chasing and the tax in view without a spreadsheet. The assistant in full →
- Reading the quarter so far
- Projecting the pace to the day it closes
3,150 has accrued so far; at the period's own pace it is about 4,200 by the day the quarter closes. That day is not a filing deadline.
What it takes on
- Who is overdue, and what next
- One line per client: how late the oldest invoice is, the reminders sent, what they promised, and one next step with its reason. Write it down and Send it are a press each.
- VAT by the day the period closes
- What has accrued, and where the period's own pace leads by its last day, with a goal card on the tax account. Nothing here moves money.
- The month as a checklist
- Everything that stops the close in one list with a box per line, and the last box closes the month.
Connections
Clients pay by card,
bank transfer or USDC
Card payments through your own Stripe, the euro bank by feed, and a USDC wallet in the same book.
- Stripe
- Revolut
- Plaid
- Base
- WalletConnect
- Xero
- Telegram
Who does what
You, your accountant, and a contractor
- FounderSends the quote and the invoice, files the week's rows in a minute, and knows the VAT figure before the quarter ends.
- AccountantGets the quarter's files, and a seat for reading the closed period.
- ContractorIs paid from the same book when a project needs a second pair of hands, as a contact with a rail, not a seat.
Control and trust
Read-only feeds,
keys in your browser
- Read-only connections
- Bank feeds and exchange keys only read. A key with trading rights is refused.
- Your keys stay yours
- Wallet keys stay in your browser. Orla holds money in two places only, both funded by you: the card balance and an agent's wallet.
- Screening
- An address is screened before you pay it or the one that just paid you; the verdict is kept.
- Paper
- A receipt finds its own payment; rows without paper are waived in bulk when there never was any.
Getting started
Your first hour,
in three steps
Start free with an email: no card, no time limit, nothing to install.
- A space for the companySign up, and the company gets a space of its own, apart from anything personal. The free plan includes one business space.
- One account, and the first rowsConnect one bank, exchange or platform, or drop in a statement in any language. The first rows land in minutes, each with its category.
- One real billDrop in a supplier bill's PDF, and watch it become a bill to pay with its supplier, amount and due date.
All it takes: an email and one bill.
Questions
The questions that come first
Can I invoice in a currency my bank does not hold?
Yes. An invoice is issued in the currency the client pays in and priced into your base currency at the day's rate. Where the money lands is the account you pick on the invoice.
Does the free plan cover a business of one?
The free plan has no card and no time limit, and it includes one business space to try. Paid plans start at $25 a month; any single limit can be raised with a pack instead of a plan change, so a business of one pays for what it uses.
How does the accountant get the quarter?
As a zip archive, a journal CSV and each account's feed for QuickBooks Online and Xero, with the VAT return period by period. An accountant who prefers the rows to a folder gets a seat that reads the closed period.
Write your first mandate
on a thirty minute call
On your own books: one position, one rule, and the first bill waiting for your button.