Orla vs Ramp
if Ramp takes you, start there
Ramp is free for a registered company in the US, Canada or the UK with money in the bank, and it pays a recurring bill by itself once the first is approved. Orla pays inside one mandate you sign, from the accounts you already have, for a company anywhere.
Ramp's pricing and help read on 7 October 2026.
The one difference
A series per recurring bill
or one mandate for the job
Payment release, where it is on, still holds each one for a person.
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- A job, not a schedule
- A budget pays the bills of the work it covers, whatever their amount or date. A new supplier in it waits for a person once.
- Any country, any company
- No minimum balance and no underwriting. A sole trader or a studio outside the US, Canada and the UK gets the same mandate.
- Your accounts, as they are
- Orla pays from your own Airwallex, PayPal or the account inside Orla, and prepares the payment in your own Revolut Business, not in a new account you move money to.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Side by side
What each one is
including the rows where Ramp wins
The price
At your seat count
before a single payment fee
a month, before any payment fee; Plus also carries a platform fee by team size
If Ramp accepts your company, its Free plan costs nothing a seat, and Orla is the dearer of the two. Orla's price buys the mandate, the accounts you already have, and a company anywhere.
Add the fee for your month on PricingFair is fair
Where Ramp is stronger
and when to pick it
- The free plan: cards, bill pay by ACH, card, check and wire, approvals and an accounting sync at $0 a user. Orla's free plan is one budget on autopilot and five payments a month.
- Credit: a charge card with limits and physical cards. Orla's cards are prepaid and virtual.
- A live sync with the accounting software on every plan. Orla hands the accountant a closed month as files.
- Its own checking account, where bill pay fees fall away.
- Pick Ramp if
- you are a registered company in the US, Canada or the UK, it accepts you, and your money sits in dollars or pounds in one bank.
- Pick Orla if
- Ramp's form turns you away, your accounts are in several banks or on a chain, or you want a budget paid by itself rather than a series.
- Use both if
- Ramp runs your cards and Orla runs the payouts from your other accounts, with both in the same books.
Questions
Orla and Ramp
the short answers
Does Ramp pay bills by itself too?
A recurring bill, yes: after the first bill of a series is approved, the next ones are auto-approved and paid, unless you turn that off or payment release holds them. Orla pays any bill inside a budget you signed, whatever its amount or date.
Is Orla cheaper than Ramp?
Not if Ramp takes you: its Free plan is $0 a user. Orla starts at $25 a month for the company and takes 0.25% of what the autopilot moves, at most $25 a payment.
Who can use Orla that Ramp turns away?
A sole trader, a company outside the US, Canada and the UK, and one without $25,000 in a US bank. Orla asks for none of that.
Can I keep Ramp and add Orla?
Yes. Orla reads the bank Ramp pays from, and its payments land as rows next to the rest of the money.
Bring the bills Ramp cannot pay
and we write the mandate around them
On a thirty minute call we draft your first mandate and show which of your accounts would pay by itself.