Gumroad
every sale, and Gumroad's cut apart
Each sale carries a price and a fee. Both come across, so what you see is what you earned rather than what the customer paid. One personal access token, pasted.
What lands in the book
Sales and fees
day by day
- Sales today
- $640.00
- Gumroad fees
- −$64.00
- Refunds
- −$19.00
- Price and fee
- Every sale carries its price and Gumroad's fee, so income and cost are separate figures from the start.
- Refunds on their day
- Refunds subtract from the day they belong to.
- No invented balance
- Gumroad publishes no payouts and no balance, so the Gumroad account holds nothing and the money counts once.
- The payout from the bank
- It arrives from the bank side, where it is a real transaction with a real date.
What goes by itself
Read every day
and nothing sent from Gumroad
- Yesterday's salesPrice and fee, apart
- A refundSubtracted from its own day
- Gumroad's payoutSeen from the bank side
- A payment from GumroadNever: the token only reads
- It only reads
- The token reads your own Gumroad account and nothing else.
- In a header
- The token rides in a request header, never in the address, where tokens end up in logs and browser history.
The token you give us
The simplest connection
one token, pasted
- Personal access token
- ••••••••
- Reads
- Your own account
- Sent in
- A header
- Where to make it
- Settings, then Advanced: an application, a token, paste it.
- Nothing else to fill in
- One personal access token, pasted, and that is the whole form.
- Tried first
- Tried against Gumroad before it is saved, so a dead token never reaches the database.
- Encrypted, never shown again
- Once accepted the token is encrypted at rest and never returned by our API.
Other platforms
- Stripe →
- One restricted key, with the fees split out and the payouts matched.
- Shopify →
- Sales, Shopify Payments fees and refunds apart, plus the balance still held.
- PayPal →
- Sales, refunds and payouts as earnings; what you spend from the same PayPal is left alone.
- Lemon Squeezy →
- A merchant of record: income from the subtotal, and the sales tax was never yours.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Questions
The questions people ask before they connect it
Does it show Gumroad's fee separately?
Yes. Every sale carries its price and Gumroad's fee, so income and cost are separate figures from the moment they arrive rather than a net number you have to unpick later.
Why does my Gumroad account show no balance?
Because Gumroad publishes neither a balance nor payouts, so nothing tells us what is still sitting there. Rather than guess, the account holds nothing and the money counts once, when the payout reaches your bank.
Where does the token go?
Into a request header, never into the address. Tokens in an address end up in server logs and browser history. It is checked against Gumroad before the connection is created, then encrypted at rest like every other key.
Connect Gumroad
and see the year without the fees hiding in it
Platforms connect on the paid plans; the free plan keeps the book.