Orla vs Midday
Midday is closing, bring the books
Midday said on 7 May 2026 that it is joining Ramp and winding down. Ramp takes registered companies in the US, Canada and the UK. For everyone else, Orla reads your Midday export whole, then pays your bills inside a mandate you sign, which Midday never did.
Midday's announcement and docs read on 7 October 2026.
The one difference
A tool that read your money
or one that pays it
Winding down since 7 May 2026, with a full export for 90 days.
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- It pays, inside a page you sign
- A bill inside its budget pays by itself from your own bank, PayPal or the account inside Orla. A new payee waits for a person once.
- Any country, sole traders too
- Ramp takes registered companies in the US, Canada and the UK. Orla takes a freelancer in Lisbon the same way.
- Your history, whole
- The Midday export comes over with your categories, the receipts on their payments and the customer list, after a preview.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Side by side
What each one is
and where its users can go
The move
Your Midday export, read whole
and nothing lands before you approve
Move in
midday-export.zip · 3 accounts · since 2024- Transactions, with your categories2,418
- Receipts, on their payments312
- Customers46
- Invoices, kept as documents128
- 1Export from Midday
Its full export, while your account is still open. Midday keeps it for 90 days.
- 2Drop it into Move in
Orla reads every file and shows a plan: which account each lands in, the months it covers, what it leaves out and why.
- 3Approve, and let it run
One press starts it. Anything it doubts goes on a list, not into a chat, and the whole run undoes in one press.
Fair is fair
What Midday did well
and where to go from it
- Its code is open under AGPL, so a team that hosts it itself can keep it running after the product closes.
- A time tracker that turned hours into invoices. Orla has no time tracker.
- A clean assistant over your transactions, in a product many small teams liked.
- Pick Ramp if
- you are a registered company in the US, Canada or the UK and Ramp accepts you: Midday's own path leads there.
- Pick Orla if
- you are a freelancer or a company anywhere else, or you want your bills paid by themselves, not only read.
- Host Midday yourself if
- you want to keep its exact screens and have someone to run the server.
Questions
Moving off Midday
the short answers
When does Midday stop?
Its team said on 7 May 2026 that the product would wind down over three months, and that accounts stay active for 90 days with a full data export. Check your account for the date it gives you.
What comes over from the Midday export?
Transactions with your own categories, receipts still attached to the right payment, the customer list and invoices as documents, with a preview before anything lands.
Should I move to Ramp instead?
If you are a registered company in the US, Canada or the UK and Ramp accepts you, Midday's own path leads there. Ramp does not take sole traders or companies elsewhere.
Does Orla pay bills, which Midday never did?
Yes, inside a mandate you sign: a budget per job and limits per payment and per day. A new payee and changed bank details always wait for a person.
Bring your Midday export
and we move it in with you
On a thirty minute call we read the export together and draft your first mandate.