Orla vs Neno
an accounting firm with a bank, or an autopilot on yours
Neno is an AI accounting firm for Dutch companies: a Dutch IBAN, cards, an accountant in Slack, and the filings done for you. Orla pays inside a mandate you sign, from the accounts you already have, anywhere, and hands the month to the accountant you keep.
Neno's pricing page read on 8 October 2026.
The one difference
Their account, their accountant
or one mandate on your own accounts
Open the accountA Dutch IBANReady in as fast as 24 hours
Pay from itSEPA €0.12, SWIFT to 160+ countriesScheduled and recurring payments
Hand over the booksTheir accountant keeps themVAT, ICP and CIT filed for you
and the accountant who files is theirs, in Slack within 24 hoursThe account runs on Swan, Neno's core banking provider.
MandateNorthline StudioSigned by both founders · 2 Oct
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- Your bank stays yours
- Orla pays from your own Airwallex, PayPal or the account inside Orla, and prepares the payment in your own Revolut Business. No new account to open.
- A budget, not a standing order
- A payment inside its budget pays by itself on its date. A new payee, changed details or a bill past the budget waits for a person.
- Your accountant stays yours
- The month leaves as files for Xero and QuickBooks, for an accountant in any country.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Side by side
What each one is
including the rows where Neno wins
OrlaNeno
What it isA money autopilot: it pays inside a mandate you sign, from your own accounts, and keeps the books for your accountantAn AI accounting firm for the Netherlands: an accountant in Slack, filings and payroll, and a business account with cards
Pays without a pressInside the mandate: a budget per job, a limit per payment and per day, from Airwallex, PayPal or the account inside OrlaScheduled and recurring payments from the Neno account
Waits for a personA new payee, changed bank details, anything past a budget or a limitNot described on its pricing page
Where money sitsIn your own banks and wallets; nothing is moved in ahead of timeIn your Neno IBAN, on Swan's core banking
PriceFree; Solo $25, Pro $69, Scale $199, Enterprise $499 a month for the company; a seat past the plan $10Solo from €80, Scale from €220, Advanced from €600, Custom from €1,800 a month ex VAT, plus €18 a payslip
On each payment0.25% of what the autopilot moves, at most $25; nothing on a payment a person signs; the rail's own cost at costSEPA €0.12 a payment; SWIFT to 160+ countries at the mid market rate
Where it worksA company anywhere, VAT with any rates; Orla files nothingDutch companies: BV, VOF, ZZP, Stichting, NV
The booksKept by you and the autopilot, closed each month and handed to your accountant as filesKept by their accountants, with annual statements and VAT, ICP and CIT returns
CryptoSix exchanges by read‑only key, BTC, EVM, TRON and Solana wallets, payouts in USDCNot on its pages
A person in the planNone included; the accountant you have gets the monthAn accountant and tax advisor in Slack within 24 hours; a monthly meeting and a fractional CFO on Advanced
Fair is fair
Where Neno is stronger
and when to pick it
- Filings done for you: VAT, ICP and corporate income tax returns, annual statements, Dutch payroll.
- A person: an accountant and tax advisor in Slack, a monthly meeting and a fractional CFO on Advanced.
- A Dutch IBAN in a day, with cards, SEPA Instant and SWIFT to 160+ countries.
- Help starting a Dutch company, from the first day.
- Pick Neno if
- you run a Dutch company and want the books, the filings and the payslips done by someone else, with the bank in the same place.
- Pick Orla if
- you keep your bank and your accountant, in any country, and want the routine paid by itself inside a page you sign.
- Use both if
- Neno keeps the Dutch books and files, and Orla pays the contractors and suppliers from your other accounts.
Questions
Orla and Neno
the short answers
Does Neno pay bills by itself?
It schedules and repeats payments from the Neno account. Orla pays inside a budget you signed, from the accounts you already have, and stops for a person when something is new or larger.
Does Orla file my VAT?
No. Orla files nothing anywhere; it hands the month to your accountant, who files.
Is Orla cheaper than Neno?
They are different purchases. Neno's €80 to €1,800 a month includes an accountant and the filings. Orla is $25 to $499 a month for the software, and your accountant is paid apart.
Can I use Orla outside the Netherlands?
Yes: a company anywhere, VAT with any rates. Neno serves Dutch companies.
Keep your accountant
and give them a month, not a login
On a thirty minute call we draft your first mandate and show which of your accounts would pay by itself.