Orla vs Request Finance
a balance you top up, or the accounts you have
Request Finance gives a company a business account: you pass KYB, top it up, and bills and stablecoin payouts leave from it once someone approves. Orla pays inside one mandate you sign, straight from the banks and wallets you already have, with brakes above it.
Request Finance's pricing and product pages read on 8 October 2026.
The one difference
A balance you fund and approve from
or one mandate on your own accounts
A payout to a bank leaves as an off‑ramp: 1% on Starter, 0.5% from Growth, plus $10 local or $30 SWIFT.
- DDeliveryMira$11,400 of $18,000By itself to $2,000
- TToolsAlex$2,650 of $3,000By itself
- MMarketingSam$1,900 of $6,000Pilot · day 12
- Over $10,000
- Both founders sign
- New payee
- Sanctions check, then an owner
- Invoice to a client
- Sent at your press
- No balance to fund
- Orla pays straight from your own Airwallex, PayPal or the account inside Orla, and prepares the payment in your own Revolut Business. Nothing is moved in ahead of time.
- No approval per bill
- A bill inside its budget pays by itself on its date. Past the budget, or to a new payee, it waits for a person.
- A rule on every plan
- The first approval rule is on every plan, the free one included. Request Finance's approvals start at $300 a month.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $10,000 a day until you change them
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Side by side
What each one is
including the rows where Request Finance wins
The price
At your team's size
before a single payment fee
a month, before any payment fee; Starter at $50 is for one member, so a team starts at Growth
Request Finance does not count members from Growth on, and its $300 also buys the account itself. Orla sells no account: it pays from yours, and its price grows with the people who work in it. Someone who only signs past a budget needs no seat.
Add the fee for your month on PricingFair is fair
Where Request Finance is stronger
and when to pick it
- The account itself: virtual accounts in more than 25 currencies with virtual IBANs, and an off‑ramp to a bank built in.
- Stablecoin payouts at no fee, at any volume, from a balance it holds. A payout from your own wallet through Orla carries the network's fee.
- Reach: vendors in more than 190 countries, by local rails, SWIFT or stablecoin.
- Batch payments and payroll from the $50 plan, and a 30 day trial of every paid plan without a card.
- A QuickBooks Online and Xero sync with automated reconciliation from Growth. Orla hands the accountant a closed month as files.
- Pick Request Finance if
- you want one account that holds stablecoins and fiat and pays out to banks in 190 countries, with a person approving what leaves.
- Pick Orla if
- you already have the bank and the wallets, and want the routine paid from them by itself inside a page you sign, with the books for the accountant.
- Use both if
- Request Finance is the account your contractors are paid from and Orla keeps the book: its CSV lands in Orla as a statement, and a row already there is skipped, not doubled.
Questions
Orla and Request Finance
the short answers
Does Request Finance pay bills by itself?
It schedules payments and pays a batch in one approval, and nothing is paid until it is signed off. Orla pays a bill inside its budget by itself, with nobody to press.
Do I have to move money into Orla first?
No. Orla pays from your own bank, PayPal or the account inside Orla. With Request Finance you pass KYB and top up its Business Account first.
Is Orla cheaper than Request Finance?
For a small team, usually: Request's Starter is $50 for one person and approvals arrive at $300. Orla Pro is $69 for five people with an approval rule included, plus 0.25% of what the autopilot moves, at most $25 a payment. Request's stablecoin payouts are free; a bank payout costs 0.5% to 1% plus a fixed fee.
Can Orla pay in stablecoins?
Yes: USDC on Base, Ethereum, Polygon or Solana, from your own wallet or the account inside Orla. The network charges its own fee.
Bring last month's payouts
and we write the mandate around them
On a thirty minute call we draft your first mandate and show which of your accounts would pay by itself.