Mercury
requested by the autopilot, approved in Mercury
Connect Mercury with a token that cannot send money. Inside the mandate the autopilot prepares each payment and requests it in your Mercury, and an admin approves it there. Nothing Orla holds can pay from Mercury by itself.
- Mercury · Operating
- $84,120.55
- Mercury · Payroll
- $31,000.00
- Mercury · Treasury
- $250,000.00
What lands in the book
Every Mercury account
with its statement, every hour
- Sent movements only
- About a month back when you connect, then every hour. A request approved days later is still picked up.
- Between your own accounts
- Moving money from Operating to Payroll is one transfer, not an expense and an income.
- Never booked twice
- When the statement brings a payment Orla requested, the payment you have gains the bank's reference and date.
- Details to be paid into
- Account number, routing number and legal business name, as Mercury states them. US dollars only.
Who presses last
Requested by itself
approved by an admin in Mercury
- Five supplier bills inside the Tools budgetRequested in Mercury on their dates
- Approved by Dana in MercuryBooked when Mercury reports them sent
- A new payee, Lumen PrintWaits in Orla before any request
- A request untouched for two weeksOrla asks you to check before asking again
- No press in Orla
- Inside the mandate a bill or a payout is requested in Mercury within minutes, one request per payment.
- The last press is in Mercury
- An admin approves or rejects it in Mercury's own queue. A rejected one is refused in Orla, and nothing is booked.
- Once, never twice
- A request untouched for two weeks, or gone from Mercury, asks you to check what was really paid.
- ACH or a wire
- US payees by ACH, everyone else by international wire. Orla refuses a UK sort code on this connection, and the payment says so.
The token
A token that cannot send
and what it can do
- Accounts and transactions
- Read
- Recipients
- Read and write
- Send money
- Request only
- Ceiling
- $5,000 a payment
- Request, never send
- The token you make for Orla has no Send Money permission, so nothing Orla holds can pay by itself.
- Payees on your word
- Add payee to Mercury shows exactly what will be written into your account, and adds it only after you confirm.
- A ceiling per payment
- Set when you connect. A payment above it is not even requested.
- Checked, then stored encrypted
- Tried against Mercury before it is saved, and never shown again. Update token keeps the accounts and their history.
On autopilot
What goes by itself
and what still waits for you
Goes by itself
- A bill or a payout inside its budget in the mandate
- From Airwallex, PayPal or the account inside Orla
- An agent's card or API spend inside its cap
Waits for you
- A new payee, and bank details that changed
- Anything past a budget or a limit
- Every payment from Mercury, Slash, a Safe or a wallet you sign
The brakes above both
- $2,000 a payment and $2,000 a day
- Loosening a limit waits 24 to 72 hours
- One pause stops every payment at once
Questions
Mercury and Orla
the short answers
Will Orla ever pay from Mercury by itself?
Not with this token: it has no Send Money permission. Every payment waits for an admin in Mercury.
Which currencies?
Orla requests US dollars only. Mercury holds dollars and can wire some other currencies itself, but Orla doesn't ask for those.
What does it cost?
Nothing from Orla: a payment an admin approves in Mercury is a person's payment. Mercury's own fees apply as they do today.
What if Mercury is down?
The payment waits and says so, and goes out once Mercury is back, exactly once and under the same reference.
Read next
- In the cabinetPayments and batches Who signs, and what leaves when
- In the cabinetAccounts and rails Every account, in one list, one total
- On the siteRevolut Business Drafted by the autopilot, approved in Revolut
- On the siteSlash Prepared by the autopilot, sent on your press
- On the siteYour bank stays And the autopilot knows how far it reaches
Connect Mercury
and keep the last press in Mercury
On a thirty minute call we draft your first mandate and show which Mercury payments the autopilot would request.