Compared
Orla vs CoinTracker
One counts last year's crypto for the tax office. The other runs all your money, crypto included, every day of the year.
Side by side
Once a year, or every day
That is the real difference, and it decides everything below.
| Orla | CoinTracker | |
|---|---|---|
| What it isIn one sentence | One book for all your money, crypto included | Crypto portfolio tracking, and tax forms once a year |
| PriceTheir pricing page, this month | Free forever; Starter $25 or Pro $69 a month, flat | Tracking free; forms from $59 to $599 a year by volume |
| Cost basisWhat a swap does to your gain | Kept through swaps and bridges; FIFO, LIFO or HIFO | Kept; tax lots on the higher tiers |
| Tax paperworkWhat you hand over | A capital gains report by lot, not a form generator | Country tax forms, TurboTax and H&R Block integrations |
| BudgetsEveryday money | Envelopes, calendar, goals, warnings on day six | None |
| BanksThe fiat half of your life | Connected read only, next to the coins | Not what it is for |
| Getting paidInvoices, links, cards | Invoices a client can pay by bank, card or stablecoin | None |
Fair is fair
When CoinTracker is the right choice
A comparison you can trust has to be able to say this.
- You need last year's official forms, filled and filed, and nothing else.
- Your filing runs through TurboTax and you want the direct handoff.
- Crypto is an investment you check monthly, not money you live on.
Where Orla is different
Crypto that behaves like money, not a portfolio
A tracker shows what coins are worth. A book shows where your money went.
- Getting paid in USDC lands as income, budgeted next to the rent.
- The tax view updates all year, not in a January reconstruction.
- Fiat and crypto in one net worth, one report, one export.
Questions
The questions the table does not answer
What is the difference between Orla and CoinTracker?
One counts last year's crypto for the tax office; the other runs all your money, crypto included, every day of the year. A tracker shows what coins are worth. A book shows where the money went, with the bank in the same list.
When is CoinTracker the better choice?
When crypto is the only thing you need counted, when you want a filing ready report for one tax year and nothing else, and when the wallets and exchanges you use are on their list and not yet on ours.
Does Orla do capital gains by lot?
Yes. FIFO by lot in your base currency, with the short and long term split, and the basis carried through swaps, bridges and transfers between your own accounts. It is informational and never a calculation of what you owe.
Other comparisons
Paste one address, and compare the two books yourself
Wallets are watched by address, exchanges join by read only key.
Or compare against YNAB →- Orla vs T:0 →
- T:0 keeps GAAP books with a CPA; Orla runs everything before the accountant, and speaks crypto.
- Orla vs Dimely →
- Dimely turns a contract into an invoice inside your ERP; Orla takes it all the way to the money.
- Orla vs Fuelfinance →
- Fuelfinance is FP&A over QuickBooks; Orla is the book itself, for a company with no bookkeeper.
- Orla vs Light →
- Light is an agentic ERP for groups of companies; Orla is one company's back office, started this afternoon.
- Orla vs Neno →
- Neno is a Dutch accounting firm that holds money and files; Orla holds neither and hands the month to your accountant.
- Moving off Midday →
- Midday is winding down; Orla reads its whole export, categories and receipts included.
- Orla vs YNAB →
- Both budget your money. YNAB sees your banks; Orla sees banks, exchanges and wallets in one book.
- Orla vs Monarch →
- Monarch budgets American and Canadian banks well; Orla adds exchanges and wallets to the same money.
- Orla vs Copilot Money →
- Copilot tracks American money in dollars; Orla holds several currencies and puts coins in the budget.
- Orla vs Lunch Money →
- Both independent, both outside America; the split is whether a coin is a balance or a line.
- Orla vs Splitwise →
- Splitwise keeps score of who owes whom; Orla keeps the book those debts belong to.
- YNAB alternatives →
- Five options with the price and the catch on each.
- Splitwise alternatives →
- Two free like-for-like options, one different idea, and when moving a group is not worth it.
See it on your own books
Thirty minutes: we connect an account, drop a real bill in, and close a month together.